Top 10 Hedge funds for International Startup - Risk Management Tool

Hedge Fund-



Let's look at some of the word's top 10 Hedge funds.

  1. Bridgewater Associates
  2. JP Morgan Asset Management
  3. AQR Capital Management
  4. BlackRock
  5. Viking Global Investors
  6. Man Group
  7. Lone Pine Capital
  8. Credit Suisse Asset Management
  9. Adage Capital Management
  10. York Capital Management

Syndicate Bank PO Salary IBPS

IBPS just declared its PO 5 results, as many of you and your beloved ones got selected as a probationary officer.

Loans Vs Advances Important Differences from a Banking experts in Finance


7 strategies successful leaders use to overcome uncertainty

  1. They stay positive.
  2. They know what they know—and what they don’t.
  3. They focus only on what matters.
  4. They don’t seek perfection.
  5. They know when to trust their gut.
  6. They don’t dwell on problems.
  7. but they don’t ask, “What if?”


Young Global Leaders, Leadership Skill Development, Personal Effectiveness, Operations Managment, Execution Management, 

5 Emotional Intelligence Skills that successful people have

just perform the assign tasks nothing more nothing less.....

All of the above is so good except if you boss is toxic. The divide and rule type of boss. It's quite different to manage.



5 Emotional Intelligence Skills that successful people have



  1. They’re willing to delay gratification.
  2. They can tolerate conflict.
  3. They’re in control of their egos.
  4. They’re judiciously courageous.
  5. They focus

5 more sign of High Emotional Intelligence of Successful leaders. 

  1. They’re never satisfied.
  2. They recognize when things are broken and fix them.
  3. They’re marketable.
  4. They’re accountable. 
  5. They neutralize toxic people.

Bringing It All Together
Take notice of what’s not mentioned: coding skills, years of experience, business degrees, etc. These things matter, but they won’t make you exceptional.



What other qualities make people exceptional? Please share your thoughts in the comments section below as I learn just as much from you as you do from me.

LIC AAO vs SSC CGL

The heat is on. SSC CGL is on every aspirants mind. In the SSC CGL vs Other Exams series, it is SSC CGL vs LIC AAO today. See who wins.

SSC CGL  vs LIC AAO: Salary, Job Profile, Work Pressure, Working hours, Transfers, Perks and Benefits, Future Growth and Final Verdict

SSC CGL VS LIC AAO

Two top exams are in the line. LIC AAO is a few weeks away and so is SSC CGL.

Both the exams represent a tough competition, and therefore a rewarding career as well.

What is it that makes these exams two of the most popular and sought after jobs among the aspirants. Every year around 15-20 lakh candidates apply for these two exams. This time, the applications are expected to cross 20 lakhs mark.

But which one out of the two will be more suitable for you? Well, No absolute answer and it will all depend on your perspective. The choice will be driven by what you like doing, want to pursue in your professional life and which field attracts you more.

Lets have a quick look at the notifications –

Click here for SSC CGL 2016 Recruitment Notification Syllabus and Salaries

Click here for LIC AAO all sections preparation tips and resources.
In this article, we will discuss about both these esteemed organisations and the respective position’s work profile, etc to provide you with insights that may help you to determine the right examination (Read ‘career’) that you should opt for.

SSC CGL (Staff Selection Commission Combined Graduate Level) Examination is one of the biggest government job recruitment exams in India. Every year, the Staff Selection Commission conducts this CGL exam for recruitment in various Central Government departments like Central Secretariat Service, Central Vigilance Commission, Intelligence Bureau, CBI, Ministry of Railways/ External Affairs /Defence and a few other Ministries. SSC CGL job is a purely bureaucratic, 100% government job.

On the other hand, LIC is the leading life insurance agency in India and provides an immensely respectable and fulfilling job. The requirement of young and energetic individuals in the insurance sector has increased significantly over past few years and with increasing awareness and better insurance penetration, jobs at LIC are bound to increase in stature. Having said that, lets also be mindful that as AAO, you will not be part of bureaucratic sarkari naukri environment.

Let us now take a closer look at both the profiles:


SSC CGL vs  LIC AAO #1: Job Profile

SSC CGL: Job ProfileSSC CGL VS LIC AAO

As an officer recruited through SSC CGL, you will be expected to:

Do clerical work in office like answering RTI queries.
Make notes and do filing work.
Do general administration work.
Do field Jobs that involve travelling.
Carry out raids,Inspections, surveillance etc.
Help in shaping Nationwide policies by looking after the back office work.
LIC AAO: Job Profile

As an LIC AAO you are required to do administrative work, which would include the following:

Formulating new schemes, inspecting policies
Managing and filing claims, client interactions
Coordinating with other departments, provide assistance
Perform any work specified by department head or administrative Officer.
SSC CGL vs LIC AAO #2: Work Pressure

SSC-CGL job are more relaxed and allow good work-life balance. After joining, you will be assigned to one of the 30 departments as per your merit and you will be involved in performing tasks that include supervision, administrative activities, research or any other task bestowed by the senior officials from time to time related to that post. At times, SSC-CGL jobs can also be very demanding since you may be subjected to political pressures or get involved in complex policy matters. As it always happens, all this depends on your superiors and the department in which you are posted.

LIC AAO is a lower level managerial post. After joining you are allotted one/several department and the onus for getting the work done lies with you. You are taught human resource management, finance, project planning and execution. Scope of work also includes Underwriting, Policy servicing, Marketing, IT, Actuarial, Investment, Audit, etc. One can be deputed to LIC HFL, Nomura, LIC cards, GIC, III, etc also. Overall, there is continuous learning in this career and since the insurance market itself is dynamic, the learning never stops..

Work pressure wise both the jobs are at par.

SSC CGL vs LIC AAO #3: Working hours

In SSC CGL, you will have a proper work schedule. There are regular work hours from morning till evening and no overtimes, additional hours or shift workings most of the times.

LIC too follows a 5 day work week pattern, enabling you to for enough time over weekends to socialize and cultivate your interests.

SSC CGL vs LIC AAO #4: Transfers

Both SSC CGL and LIC AAO are govt./public sector jobs, making transfers a necessary evil in this comparison.

In SSC, the transfers mostly take place every 4-5 years (except in CSS jobs where you will always be posted in Delhi).Similarly, in LIC, the transfers mostly take place every 2-5 years.In both Organisations, transfer is on the basis if seniority/promotion.

SSC CGL vs LIC AAO #5: Salary

There is not much disparity between the two in terms of the salary and other benfits. As an LIC AAO you will receive INR 33,000 – 35,000 per month while as an officer recruited through SSC, you are entitled to receive anything between INR 25,000 – 40,000 per month.
Please note that above mentioned salaries are subject to revision under 7th Pay commission.

The LIC AAO salary is under revision after the govt agreed for 15% hike.
So after the revision is implemented, the take home salary of LIC AAO may increase to approx INT 42,000 – 45,000 per month.

SSC CGL vs LIC AAO #6: Perks and BenefitsSSC CGL vs LIC AAO: What to Choose| Salary Profile Promotions Work Culture

SSC CGL position is entitled to following benefits:

Dearness Allowance
House Rent Allowance
Transport Allowance
LTC
Cash Medical Benefit
Group Mediclaim
Pension Scheme
LIC AAO provides following benefits:

Defined Contributory Pension
Special Allowance for passing Actuarial Examination
Gratuity
LTC,
Cash Medical Benefit
Group Mediclaim
Group Personal Accident Insurance
Group Insurance
Vehicle Loan (2-wheeler/4-wheeler) as per rules.
In conclusion, as per this criteria, both the posts are approximately equal.

SSC CGL  vs LIC AAO #7: Future Growth

Promotions in SSC happen every 4-5 years. As per your post, you will be promoted to the next higher level.

Auditor will become Senior Auditor in 3 years.
Assistant Enforcement Officer will become Enforcement Officer in 4-5 years.
Income Tax Officer will become Assistant Commissioner, then Deputy Commissioner and Finally Commissioner.
Assistant in CSS will be promoted to the next post – SO (which is a Group-B Gazetted Officer post) and can go upto Joint Secretary.
Promotions in LIC are a hard thing to come by, since it takes at least 8 years to become eligible for promotion. The scale is:

LIC AAO
ADM
DM
ZM
Promotion in SSC are way faster as the different departments and ministries have clear policies, which ensure a well defined and streamlined framework for promoting an officer at regular time interval.

On the other hand, the Insurance Sector follows a non-proactive promotion policy.

So definitely from career progression angle, SSC CGL fares better than LIC AAO.

SSC CGL vs LIC AAO #8: Social Status in Society:

Well let’s think about real live scenario, you may have acquaintances working in insurance sector, Would you ever boast of it? but compare it to having a distance cousin uncle as Income Tax or Excise Inspector. You will mention it at every possible occasion. Moreover such coveted positions are fewer and society generally appreciates the rarer positions more.

In nutshell, it all comes down to ‘social status’ (yeah you heard it right). People who are recruited in top SSC jobs definitely enjoy a higher social status as compared to their counterparts working in Insurance. Add to this the fact that you may actually become a ‘Gazetted Officer’ within 3-4 years of your joining in SSC CGL. Well, thats something to boast about.

SSC CGL vs LIC AAO # Final Verdict

In conclusion, both have their pros and cons. If you look purely from the recognition and social status perspective, SSC CGL emerges as the winner. But LIC offers you the opportunities in insurance domain in India, which is one of least penetrated countries across the globe, so potential to grow is immense.

Here’s a list of Pros and Cons of both SSC CGL and Bank PO.

SSC CGL

High chances of promotion
Respect in the society
Immense Power
Overall better exposure
Cons

Remote Postings.
Bureaucratic Pressure
LIC AAO

Pros

5 Day Work Week
Limited Workload
Urban Postings
Good work life balance
Better IT infrastructure
Cons

Low and long promotion cycles
Less exposure to market conditions
Hence less chances of personal growth
Lower salary than CGL

Bank PO vs LIC AAO

LIC AAO vs Bank PO: Salary, Job Profile, Work Pressure, Working hours, Transfers, Perks and Benefits, Future Growth and Final Verdict


After wage revision starting basic pay of an aao is gonna be 32700 n total salary will be approx 50k per month..n dat would be applicable from october 2012..both in lic n banks salary revision takes place once in 5 year n next revision is due in 2017 both in banks n lic..so salary wise aao is better dan po..


LIC AAO VS BANK PO

Which is the better career option among the two: Insurance or Banking? The fuel never runs out from this topic and its always up for debate.

Banks prompts people for loans and deposits whereas LIC promotes Life Insurance, with the motto of ‘Jeevan ke sath bhi, bad bhi’. meaning, its for your lifetime and even years after that. Previously the recruitment processes for both the organisations were different but now LIC, which was established in the year 1956, has started getting on banks recruitment’s turf.

So Fundamentally the two jobs are different. But their examinations have striking similarities viz a viz paper pattern, difficulty level, syllabus etc. This has enabled the large exodus of banking aspirants to insurance sectors.

Let us now take a closer look at both the profiles:


LIC AAO vs Bank PO #1: Job Profile

LIC AAO: Job Profile

As an LIC AAO you are required to do administrative work, this would include the following

Formulating new schemes, inspecting policies
Managing and filing claims, client interactions
Coordinating with other departments, provide assistance
Perform any work specified by department head or administrative Officer.
Bank PO: Job Profile

As a Bank PO you are expected to:

Provide services to customers
Enhance business of the bank
Handle cash activities at the bank
Manage Clearance of Payments
Manage accounts of customers
Official communication
LIC AAO vs Bank PO #2: Work Pressure

Work Pressure:

LIC AAO is a lower level managerial post. After joining you are allotted one/several department and the onus for getting the work done lies on your shoulder. You are taught human resource management, finance, project planning and execution. Scope of work includes underwriting, policy servicing, Marketing, IT, Actuarial, Investment, Audit, etc. One can be deputed to LIC HFL, Nomura, LIC cards, GIC, III, etc. It is a continuous learning curve.

Bank PO’s work includes General Banking, Administrative Task, or any other task bestowed by the senior management from time to time. As a Bank PO you will undergo rigorous training to understand the nitty-gritties of Banking and trained for accounting, marketing, investment, billing, finance, human resources, forex, agriculture banking,general banking.

Work pressure wise the only differentiating factor is Customer Engagement. As a PO you have to interact/bring in new customers, however as an LIC AAO you are not expected to do that.



LIC AAO vs Bank PO #3: Working hours

LIC follows a 5 day work week pattern, enabling you to party/utilize the weekend for productive tasks.

Banks have recently started a new policy according to which, 2nd and 4th Saturdays of the month are declared holidays. This means you miss out on two free holidays in a month and 24 holidays in a year. This is a huge difference when compared on an annual basis, you get close to a month off while working for LIC as compared to Banks.

LIC AAO vs Bank PO #4: Transfers

Both AAO and PO are public sector jobs, making transfers a necessary evil in this comparison.

The transfers mostly take place every 2-5 years.In both Organisations, transfer is on the basis if seniority/promotion.

In LIC, some preference is given to Female employees for transfers.

The plus point with LIC AAO is that most LIC branches are in city as compared to bank (which are also located in rural areas). So if you are an LIC AAO, you will spent most of your time in cities with a decent lifestyle.

LIC AAO vs Bank PO #5: Salary

As a PO in govt bank you are entitled to receive Rs.34 – 38,000/ month while as an LIC AAO you will receive Rs.33 – 35,000/ month

The LIC AAO salary is under revision after the govt agreed for 15% hike.
So after the revision is implemented, the take home salary of LIC AAO will increase to approx Rs.42 – 45,000/ month.

But the salary negotiations for banks & LIC happen once in every 5 years, unlike in banks.

LIC AAO vs Bank PO #6: Perks and Benefits

LIC AAO provides the following benefits:

Defined Contributory Pension
Special Allowance for passing Actuarial Examination
Gratuity
LTC,
Cash Medical Benefit
Group Mediclaim
Group Personal Accident Insurance
Group Insurance
Vehicle Loan (2-wheeler/4-wheeler) as per rules.
Banks provide the following perks:

Contribution Pension Scheme/New Pension Scheme
Medical Aid for self (100%) and for family (75%)
LTC
Home Travel Concession/ Leave Fare Concession
Concessional interest rates for Housing/Car/Personal Loans
So , as per this criteria, both the posts are approximately equal.

LIC AAO vs Bank PO #7: Future Growth

Promotions in Banks happen every 2-3 years in the following scale:

Bank PO
Assistant Manager
Branch Manager
AGM
GM
Promotions in LIC are a hard thing to come by, since it takes at least 8 years to become eligible for promotion. The scale is:

LIC AAO
ADM
DM
ZM
Promotion in banks are faster as the Banking Policies ensure a steady procedure for promoting a probationary officer at regular time period.On the other hand  the Insurance Sector follows a non-proactive promotion policy.

So definitely, future wise , Bank POs have a better prospect than LIC AAO.

LIC AAO vs Bank PO #8: Final Verdict

Thus both have their own pros and cons. If you look from salary and personal life and work angle, it is certainly LIC AAO which scores more but in terms of promotions, it is Bank PO which is much better than LIC AAO.  Here’s a list of Pros and Cons of both LIC AAO and Bank PO.

LIC AAO

Pros

5 Day Work Week
Limited Workload
Urban Postings
Good work life balance
Zero Customer Engagement
Better IT infrastructure
Cons

Low and long promotion cycles.
Less exposure to market conditions.
Hence less chances of personal growth.
Lower salary than Bank PO
Click here to start preparation for LIC AAO examination 50 Mock Tests

Bank PO

Pros

High promotion chances
Low Transfer cycle
Overall exposure
Better Salary
Lower loan rates
Cons

Rural Postings
24 Less holidays in an year.
Customer Dealings
So who Wins? Well we are waiting for your answer.





If you have any queries regarding LIC AAO or Bank PO, please ask them in the comments section below, we will be glad to answer them for you!






LIC AAO Trainning

bout Life Insurance Corporation of India. Structure of LIC. LIC Departments. LIC Assistant Administrative Officer (AAO) Training. LIC Assistant Administrative Officer (AAO) Job Profile/Work Nature, LIC AAO Hierarchical Gradation/Promotion.LIC AAO Salary, LIC AAO vs Bank PO.

Job Profile, Salary and Promotion of AAO Officer in Life Insurance Corporation of India.

The AAO exam of LIC conducted by IBPS is around the corner and there have been many questions inter-alia regarding the job profile, major promotional avenues and comparison with banks. The major question among the aspirants is ‘What is the job profile/role of LIC AAO’. Before we give the answer to that we shall first know about LIC as an organisation. This will help you get a better understanding of the role of LIC Assistant Administrative Officer.


About Life Insurance Corporation of India

LIC is the only Life Insurer in India that is fully owned by the Government of India.
The Life Insurance Corporation of India was founded in 1956 when the Parliament of India passed the Life Insurance of India Act that nationalised the private insurance industry in India.
Over 245 insurance companies and provident societies were merged to create the state owned Life Insurance Corporation of India.
Life Insurance Corporation of India Structure.

The organisation has a 4 tier structure and a fifth tier has been added for micro insurance later.
At the helm is Central Office, based in Mumbai.
There are 8 Zonal Offices which report to Central office followed by various Divisional Offices at different locations.
The fourth tier is of importance since majority of newly recruited Assistant Administrative Officers will be posted at the fourth tier known as Branch Office and it is here that AAO will be given the independent charge of a particular department.
LIC Departments.

The Departments in LIC at Branch Level are:

Sales
New Business
Policy Service
Claims
Accounts
Office Service
IT department.
The first four comprise the front end department which deal with clients/customers directly. The other three are back end departments that mainly cater to the needs of employees and ensure smooth functioning of daily business of the branch.

LIC Sales Department:

The sales department has under its jurisdiction, in a layman term, all agents and Development Officers. Generally an Assistant Branch Manager (ABM), having designation equivalent to an AAO, is the head of the department. However, in case of his/her absence, an AAO is also given additional or independent responsibility.

LIC New Business Department:

This is the department where the agent brings the policy for the first time and AAO will be the authority having full discretion whether to accept any insurance or not. You also have discretion regarding charging extra premium on the basis of non-fulfillment of certain conditions. If you have good relations, you generally waive such things on recommendation of Branch Manager.

LIC Policy Servicing Department:

This is the most important department in the sense that, it really helps the common man. Many times the policy premiums are not paid leading to lapsation of policy or people want loan for something. As an officer, you can really help people in this and fast track the things. It is the busiest of all the departments on all days.

LIC Claims Department:

This department has main work at the end of the month or if any death claim arises. Most of the business of LIC comes in the month end or beginning and thus claims are settled accordingly. However, your vigil and pro-active approach can help you, as an officer in settling things over a period of time as well so as to reduce last minute rush

LIC Accounts Department:

It basically helps in overseeing all the payments made or received and any financial and accounting thing happening in the branch. It is a bit cumbersome and an accounts person is almost the last to leave the office.

LIC Office Service Department:

Office Service department deals with personnel matters such as salary disbursement, income tax deduction, billing etc. Therefore, you are considered the most responsible person in terms of personal benefits.

LIC IT Department:

IT department generally does not have any AAO at the branch level but they do have AAO at divisional office level.

LIC Assistant Administrative Officer (AAO) Training.

The training of an AAO consists of 9 months of theoretical and practical training at any of the Zonal Training Centre (ZTC). One MDC (Management Development Centre) at Mumbai has been closed for AAO training. The training is subdivided into 3 sub parts:

3 Months Theoretical training at any of the ZTC where you will be attending classes as full salaried employee and will have all benefits like lodging and boarding free of cost
3 Months Practical Training at any branch office in that zone. Guest houses will be provided to you and each week you’ll go to a different department altogether and learn about everything. Full salary and benefits will be given including meal coupons.
3 Months Theoretical Training: In this, you will again be back to your ZTC and you will present whatever you have learnt and also you will be given a refresher on whatever you did in previous theoretical training.
After all this, you will be absorbed as an officer and will be sent to any branch on preference and on the basis of the availability of vacancies.

LIC Assistant Administrative Officer (AAO) Job Profile/Work Nature.

The Work of an LIC AAO is centered around executing administrative tasks such as:

Devising New schemes.
Inspecting various policies.
Interacting with Clients.
Filing and Management of Claims.
Inter-Department Communications w.r.t to schemes and policies.
Executing various intangible tasks as directed by Manager. (AO or BM).
If you are posted as AAO Specialist, you would be posted in a specific department within the organization viz. Marketing, Sales, Claims etc as specified above.


LIC AAO Hierarchical Gradation/Promotion.

There are two branches of LIC personnel department, one is AAO (known as Administration side) and the other is ADO/DO (known as marketing side). Agents are not considered as employees of the organization in terms of they being non-permanent. Both the Administration side and the Marketing side converge at the fourth level of AAO promotion i.e. at DM/MM.

For example, there for DO (Group B), the promotion level is

DO >ABM (Astt Branch Manager) > BM > SrBM (Senior Branch Manager) and convergence.

For LIC AAO (Group A), the promotion level is:

AAO > AO > ADM >  DM and convergence

LIC AAO promotion chart

LIC AAO Salary:

As an LIC AAO you will receive a basic pay of Rs. 17240/- per month.
The scale of pay is Rs. 17240- 840(14) –29000– 910(4) –32640 (note that this is under revision)
You will be entitled to receive other admissible allowances as per rules.
The total emoluments after adding allowances at the minimum of the scale inclusive of House Rent Allowance & City Compensatory Allowance will be approximately Rs 40,245/- per month in ‘A’ Class city.
Other benefits are Defined Contributory Pension, Special Allowance for passing Actuarial Examination, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance , Vehicle Loan (2- wheeler/4 wheeler) as per rules.


Comparison between LIC and Banking Industry.

Salary: The “in hand” salary of LIC is much more than what a normal Bank PO gets. Further, even if you take the salary of SBI PO after 4 increments, the salary of LIC is more. Along with that, for first nine months of training, you can just enjoy life as LIC will borne the whole expenditure which is not there in any other bank.
Work Pressure: The pressure in LIC AAO is far far less than any other bank except on month end and beginning and year end. Further, on a daily basis, one may go bome by maximum 6pm and you need not worry about anything. Generally public dealing is done till 3pm and after that many departments are not loaded as such.LIC AAO Job Profile, Salary, Training and Future Growth
Promotion: This is one of the negative points of LIC given the fact that promotions are not based on any exam and not as fast as banks. It takes almost 5-6 years minimum for any AAO to reach AO
Perks: The perks of LIC AAO are not equivalent to other banks. However, you will not feel the same as that is only a meager amount. Further, LIC Employee association is in talks with higher authorities and better perks will be given in a short span of time.
Postings: You’ll most probably get nearby home postings though you will not be able to commute on a daily basis. Certain cases may be there where they will throw you at any far end
Other benefits like good contacts because of large agent base and respect is equivalent to the banks or may be more than that.

[StudyPlan] How to Study for RRB NTPC+ Books for Final Selection

As all of you are aware that about Railway Recruitment Board has announced around 18000 vacancies across various departments within the Indian Railways. The number of vacancies a very large, but so is the number of applicants applying for it. Everywhere you will see a buzz about how to prepare for this RRB NTPC Exam.


In this article, we will discuss the step by step preparation process for this Exam.But it is a mandatory fact that even before you start your preparation, you should know the complete procedure of the exam.

Knowing these details will not only give you an idea about the type of Exam but will also help you in preparing for the RRB NTPC exam.

RRB NTPC Exam Selection Procedure

As far as RRB Exam is concerned, the selection procedure is as follows:

Written Examination (Online Computer Based Objective Exam)
Skill Test (mainly Typing Speed Test for the posts of Junior Accounts Assistant cum typist, Senior Clerk cum typist & Sr. Time Keeper) & Aptitude Test (for the post of Assistant Station Master & Traffic Assistant)
Document Verification & Medical Fitness Test


RRB NTPC Written Exam Basic Features

This exam will be conducted in two phases. The first phase will be Computer based test having 90 minutes duration for 100 questions and the questions will be of Objective Multiple Choice Type.The questions are likely to include questions pertaining to General Awareness, Arithmetic Ability, General Intelligence and reasoning.

RRB NTPC Written Exam Preparation Tips:

How to Prepare for RRB NTPC Exam

There is no secret to success, What you need is consistent efforts.
You still have a few months and that are sufficient enough to crack the RRB NTPC Exam.
The first step should be to make a proper study plan and stick to it.  For it carefully check the syllabus of the exam and also the type and level of questions likely to be asked in the RRB NTPC exam.
Practice as many mock tests as you can
RRB NTPC Written Exam Study material and Books:

You can take the help of these books and start preparation to crack the examination easily and make your career bright because these books can change your way of thinking.

Fast Track Objective Arithmetic (Arihant) Rajesh Verma
Quantitative Aptitude For Competitive Examinations (S.Chand) R.S.Agarwal
A Modern Approach to Verbal and Nonverbal Reasoning (S.Chand) by R.S.Agarwal
A new approach Verbal and Nonverbal Reasoning (Arihant) by BS Sijwali
NCERT+NIOS books
RRB: Non-Technical (Goods Guard, ASM, TA, CA etc.) Exam Guide (2016 edition)
30 Practice Sets Railway Recruitment Boards RRB (Non-Technical Cadre) 2016
Lucent General Knowledge
Pratiyogita Darpan
Manorama Year Book.
RRB NTPC Skill & Aptitude Test Basic Features


Once you clear the written Exam, you will be qualified for the next phase of a recruitment process. This phase will comprise of two optional tests which you have to give for some specific posts coming under RRB NTPC.

Skill Test:

It is the test to check your typing speed. You have to give this test if you have applied for the posts of Junior Accounts Assistant cum typist, Senior Clerk cum typist & Sr. Time Keeper.

Aptitude Test:

It is the test to check your basic level of Aptitude. You have to give this test if you have applied for the post of Assistant Station Master & Traffic Assistant)

RRB NTPC Document Verification & Medical Fitness Test

This is the final phase of the RRB NTPC Exam. Only those aspirants who qualify the written and optional Tests will be eligible for this final phase and will go through the following processes:

Document Verification:

This is the pre-final step of the RRB NTPC exam where you have to go the designated RRB Document Verification Centres for document verification. Always Keep in mind that you have to carry all the necessary documents else there is a chance that you may not be considered for final selection.

Medical Fitness Test:

This is the final step of the RRB NTPC exam where you have to go the designated RRB Hospitals/Medical Centres for your medical checkup. This is a phase that many of the aspirants take for granted, but you should not do the same. RRB has released strict medical health guidelines (the most important being Eye Vision) that you have to qualify otherwise you may even be rejected on medical grounds.

RRB NTPC: Eye-Vision.How to check 6/6, 6/9, 6/12, 6/18 Explained.

Friends this is all for RRB NTPC Exam.We will soon publish preparation tips for an individual section of RRB NTPC. If you have any queries/questions, feel free to ask them in the comments section below and we will be glad to answer them for you.