All Important Schemes of Governemnt that can be asked in Any Competitive Exams: Pm schemes

After comming to power last year, BJP led National Democratic Alliance (NDA) has sought to address many structural Challenges, Including Problems Related to sanitation, urbanization and healthcare, through a mission approch. 

We related Competitive Intelligence essential points for all such major missions launched by governmnet as a Important Schemes for your upcomming cometitive examinations.

Finacial Inclusion 

  1. Jan Dhan Yojana - 28 Aug 2014
  2. PM Suraksha Bima Yojana - 9th May 2015
  3. PM Jeevan Jyoti Bima Yojana - 9th May 2015
  4. Atal Pension Yojana - 9th May 2015
  5. Mudra - 8th Apr 2015
  6. PM Awas Yojana - 25th Jun 2015 (Housing for All, (Urban))


  1. Make in India -25th Sep 2014
  2. Skill India -15th Jul 2015
  3. Digital India - 1st Jul 2015

Health and Hygiene

  1. Swatch Bharat - 2 Oct 2014
  2. Indradhanush - 25th Dec 2014
  3. Namami Gange Mission - (Cabinet Approval on 13th May 2015)

Reviving Rural India 

  1. Soil Health Card - 19th Feb 2015
  2. PM Krishi Sinchai Yojana - (Cabinet approval on 1st jul 2015)
  3. Sansad Adarsh Gram Yojana - 11 Oct 2014 
  4. Deendayal Upadhyaya Gram Jyoti Yojana - 25th Jul 2015

Reviving Urban India 

  1. Smart City Mission - 25th Jun 2015
  2. Atal Mission for Rejuvenation and Urban Transformation (AMRUT) - 25th Jun 2015
  3. Heritage City Development and Augmentation Yojana (HRIDAY)- 21st Jan 2015

Subsidy Reforms

  1. GiveItUp LPG Subsidy - Jan 2015
  2. Pahal - 15th Nov 2014

These are all Important Schemes of Government of India for your upcomming Cometitive Exams. These exam are mere here to judge your competitive intelligence among your peer group and select the best ones on the bases of merit list. Exam one liners are easy to read before exams as a revisions purpose, comment your need below. 

Schemes launched by Prime Minister
Thursday 06 August, 2015
Pradhan Mantri surakshabima yojana
Eligibility – age group 18-70 having saving bank account can be enrolled under scheme.
Premium – rs 12 per annum
Payment mode – through saving bank account of the subscriber
Insurance cover- for accidental death- rs 2 lakh, for partial disability rs 1 lakh
Pradhan Mantri jeevan jyoti bima yojana
Eligibility – age group 18-50 having saving bank account can be enrolled under scheme.
Premium –rs 330 per annum
Payment mode – through saving bank account of the subscriber
Insurance cover - forrs 2 lakh in case of death due to any reason
Atal pension yojana
Purpose – pension
Age – minimum 18 years and maximum 40 years
Fixed pension –Rs 1000 to Rs 5000 per month at the age of 60 years
Contribution depends upon your age
Government contribution – 50% of your contribution or Rs 1000, whichever is lower
Saving bank account is mandatory
Atal Mission for Rejuvenation and Urban Transformation (AMRUT) and Smart Cities
Project scope- 100 smart Cities and 500 cities for AMRUT
Central allocation –Rs 48000 crore for smart cities and Rs 50000 crore for AMRUT
Period – 5 years
Smart cities to be selected through City Challenge Competition
AMRUT will cover all cities with population more than 1 lakh and above
Skill Development Program
It will provide training and skill development to 500 million youth of our country by 2020, covering each and every village.
Pradhan MantriAwasYojana
It is a reformation of the scheme “Housing for All”.
The aim of this scheme is to construct more than two crore houses across the length and bredth of the nation.
The target beneficiaries of the scheme would be poor and people living under EWS and LIG categories in urban establishments of the country.
The government would provide an interest subsidy of 6.5% on housing loans availed by the beneficiaries for a period of 15 years from the start of loan.
The houses under Pradhan MantriAwasYojana would be allotted to preferably the female member of the family.
Digital India
Aim – To ensure the government services are made available to citizens electronically.
Digital India has three core components. These include-
The creation of digital infrastructure, Delivering services digitally, Digital literacy
The project is slated for completion by 2019.
Monitored and Controlled by - Ministry of Communications and IT
9 Key points of Digital India Programme are as follow-
Broadband Highways
Universal Access to Phones
Public Internet Access Programme
e-Governance – Reforming government through Technology
e-Kranti – Electronic delivery of services
Information for All
Electronics Manufacturing – Target NET ZERO Imports
IT for Jobs
Early Harvest Programmes
Heritage City Development and Augmented Yojana
Amount allocated – Rs 500 Crore
City allocated – 12 cities (namely, Ajmer, Amaravati,(Andhra Pradesh), Amritsar, Badami, Dwarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni and Warangal).
Aim – To bring together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each Heritage City.
Sukanya Samriddhi Account Yojana
Investment type- small deposit account
Where – post office and selected banks
Max number of account- 1 account per girl
Max number of accounts per family – max. 2 girl child
Age–from birth till 10 years of girl child
Min. deposit –Rs 1000/ per year, further multiple of rs 100
Max. deposit –1.5 lakh/year
Interest rate –9.1% of financial year 2014-15. it will change every year
Partialwithdrawl–50% allowed at the age of 18 years of girl
Maturity – 21 years from the date of account open or marriage, whichever is earlier
PAHAL scheme
Aim - to bring transparency and terminate pilferage from distribution of funds sponsored by Central Government of India.
Micro Units Development and Refinance Agency Ltd (MUDRA) Bank
Regulate the lender and the borrower of microfinance and bring stability to the microfinance system through regulation and inclusive participation.
MUDRA Bank has rightly classified the borrowers into three segments: the starters, the mid-stage finance seekers and the next level growth seekers.To address the three segments, MUDRA Bank has launched three loan instruments:
Shishu: covers loans uptoRs 50,000/-
Kishor: covers loans above Rs 50,000/- and uptoRs 5 lakh
Tarun: covers loans above Rs 5 lakh and uptoRs 10 lakh
Pradhan Mantri Jan DhanYojana
It is the flagship financial inclusion plan of the NDA Government.
All Indian citizens can now avail of a bank account despite the lack of KYC documentation. These bank accounts are valid for a year within which account holders must furnish proof of having applied for valid documents required to comply with KYC norms.
Under the scheme:
BetiBachao, BetiPadhao (Save girl child, educate girl child)
Its aims is to generate awareness and improving the efficiency of welfare services meant for women.
The scheme was initiated with an initial corpus of Rs 100 crore.
The Ministry of Women and Child Development will be responsible for budgetary control and administration of the scheme at the Central level
Madhuri Dixit is the brand ambassador of this scheme.
Swachh Bharat Abhiyan
For ensuring hygiene, waste management and sanitation across the nation “Swachh Bharat Mission” launched.
This will be tribute to Mahatma Gandhi on his 150th birth anniversary to be celebrated in the year 2019.
It aims to provide every rural family with a toilet by 2019.
It is expected to cost over ₹62000 crore.
Fund sharing between the Central Government and the State Government and Urban Local Bodies (ULBs) is 75%:25% (90% : 10% for North Eastern and special category states).

Union Government Committees 2014-15 :
1.Union Government formed a Committee to oversee 125th Bhim Jayanti celebrations–MODI
2.Union Ministry of Finance constituted Committee on Revisiting & Revitalizing PPP Model–Vijay Kelkar
3.Union Government constituted Task Force on Interlinking of Rivers–BN Navalawala
4.Union Ministry of Commerce and Industry committee to simplify clearances —Ajay Shankar
Union Government constituted SIT to reinvestigate 1984 anti-Sikh riot cases–Pramod Asthana
6.Union Government constituted to suggest a framework to assess CSR activities–Anil Baijal
7.Union Cabinet reconstituted Empowered Committee on setting up of Semiconductor Wafer FAB projects–V K Saraswat
8.Committee recommended single window system for environment projects–Subramanium
9.Union Government set up to examine constitution of SIT on 1984 anti-Sikh riots-Mathur committee
10.Union Finance Ministry constituted High Level Committee to hear industry’s tax issues–Ashok Lahiri
11.Union Government constituted committee to provide Bankruptcy code for SMEs–Vishwanathan
12.Panel submitted its report with guidelines on government ads–Madhava Menon
13.Committee reported most deemed universities not fit for being a university–H Devaraj
14.Union Finance Ministry constituted panel to evaluate unclaimed PPF–H R Khan
15.Bombay High Court set up Committee to conduct forensic audit of NSEL–V V Daga
16.Committee submitted report to Union Home Ministry on AP Capital–Sivaramakrishnan
17.PM set up a committee to identify obsolete laws–Ramanujam
18.Expenditure Management Commission–Bimal Jalan
19.Lok Sabha Speaker formed Parliament security panel–Sumitra Mahajan
20.Union Ministry of HRD set up Committee to review the status of UGC–Hari Gautam
21.Union government decided to appoint Committee to review gas pricing formula–Suresh Prabhu
22.Expert Committee constituted on Cost Records and Cost Audits–R S Sharma
23.Union Health Ministry constituted a core group to eradicate Kala Azar by 2015–Harsh Vardhan
24.IMG constituted to examine potential of GAGAN in Non-Aviation Sectors–Ashok Lavasa
25.Union Government constituted an Expert Committee to formulate National Rubber Policy–Rajani Ranjan Rashm
26.Union Government constituted Committee to inquire gas leakage in Bhilai Steel Plant–KK Mehrotra
27.SC reconstituted SIT headed by to probe into Black Money Cases–Justice MB Shah
28.SC constituted a Panel to give guidelines on government ads showing politicians–P Sathasivam
29.Government constituted an expert committee to study demand for Bodoland state–G K Pillai
30.Union Cabinet approved the setting up Equal Opportunities Commission–Justice Sachar Committee
31.Andaman & Nicobar: Committee to review safety standards of tourist vessels–Gen AK Singh
32.Institutional framework of Prasar Bharti report to Information and Broadcasting Ministry—Pitroda Committee
33.INSPECTION ON haj PILIGRIMS–bilal nazaki
34.Anti -discrimination law for muslims on the lines of sc/st law–Amitab khund
35.IRDA FDI in insurance–suresh mathur
36.pricing on spectrum(TRAI–anil kaushal
37.parthasarthy shome — TARC
38.Arvind mayaram — FII & FDI
39.Kasturi rangan — western ghats report examined by madhav gadgil
40.Mukul mudgal — IPL spot fixing.

India and USA -
Malabar Exercise - It is a Naval Exercise.
Yudh Abhyas - It is an Army Exercise held in India....
Red Flag - It is an Air Force Exercise held in Nevada Desert of USA.
Cope - Its an Army Exercise held in USA.
Vajra Prahar - Drilling and military exercise.
Indo-UK Exercise:
Ajeya Warrior- Army
Indo-French Exercises -
VARUNA EXERCISE - Joint Navy Exercise.
GARUDA EXERCISE - Joint Air Force Exercise.
SHAKTI - Joint Military Exercise.
India and Maldives -
EKUVERIN Exercises - Exercise in all 3 Sectors of Defense.
India and Nepal -
SURYA KIRAN - Its a joint military exercise.The last one was SURYA KIRAN VIII.
India and Mongolia -
NOMADIC ELEPHANT - Mainly focused on Army engagements.
India and China -
HAND IN HAND - A combined Defense exercise.
India and Sri Lanka -
SLINEX - A Naval Exercise.
Mithra Shakti - A Military Exercise.
India and Singapore -
SIMBEX - Singapore India Bilateral Maritime Exercise.
India and Thailand -
Maithree - A counter insurgency exercise.
India and Russia -
INDRA - An All round Defense Exercise.
India And Indonesia -
Garuda Shakti - Not to be confused with Indo-French air force exercise.
India and Kyrgyzstan:

Founders :
Founder of Apple Computers – Steve Jobs
Founder of Artificial Intelligence – John McCarthy
Founder of Bluetooth – Ericsson...
Father of Computer – Charles Babbage
Father of ‘C’ Language – Dennis Ritchie
Father of ‘C++’ language – Bjarne Stroustrup
Founder of Email – Shiva Ayyadurai
Founder of Google – Larry Page and Sergey Brin
Founder of Internet – Vint Cerf
Father of ‘Java’- James Gosling
Father of JQuery – John Resig
Founder of Keyboard – Christoper Latham Sholes
Founder of Linux – Linus Torvalds
Founder of Microsoft – Bill Gates and Paul Allen
Founder of Mobile Phones – Martin Cooper
Founder of Mouse – Douglas Engelbart
Founders of Oracle – Ed Oates, Larry Ellison, Bob Miner
Founder of Php – Rasmus Lerdorf
Founder of USB – Ajay V.Bhatt
Founder of WWW – Tim Berners-Lee
Founder of Yahoo – Jurry Yang and David Filo.

1. Shri Raj Nath Singh = Minister of Home Affairs.
2. Smt. Sushma Swaraj = Minister of External Affairs; and
Minister of Overseas Indian Affairs.
3. Shri Arun Jaitley = Minister of Finance;...
Minister of Corporate Affairs; and
Minister of Information and Broadcasting.
4. Shri M. Venkaiah Naidu = Minister of Urban Development;
Minister of Housing and Urban Poverty Alleviation;
and Minister of Parliamentary Affairs.
5. Shri Nitin Jairam Gadkari = Minister of Road Transport and Highways; and
Minister of Shipping.
6. Shri Manohar Parrikar = Minister of Defence.
7. Shri Suresh Prabhu = Minister of Railways.
8. Shri D.V. Sadananda Gowda = Minister of Law and Justice.
9. Sushri Uma Bharati = Minister of Water Resources, River Development and Ganga Rejuvenation.
10. Dr. Najma A. Heptulla = Minister of Minority Affairs.
11. Shri Ramvilas Paswan = Minister of Consumer Affairs, Food and Public Distribution.
12. Shri Kalraj Mishra = Minister of Micro, Small and Medium Enterprises.
13. Smt. Maneka Sanjay Gandhi = Minister of Women and Child Development.
14. Shri Ananthkumar = Minister of Chemicals and Fertilizers.
15. Shri Ravi Shankar Prasad = Minister of Communications and Information Technology.
16. Shri Jagat Prakash Nadda = Minister of Health and Family Welfare.
17. Shri Ashok Gajapathi Raju = Minister of Civil Aviation.
18. Shri Anant Geete Minister of Heavy Industries and Public Enterprises.
19. Smt. Harsimrat Kaur Badal = Minister of Food Processing Industries.
20. Shri Narendra Singh Tomar = Minister of Mines; and
Minister of Steel.
21. Shri Chaudhary Birender Singh = Minister of Rural Development; Minister of Panchayati Raj; and Minister of Drinking Water and Sanitation.
22. Shri Jual Oram = Minister of Tribal Affairs.
23. Shri Radha Mohan Singh = Minister of Agriculture.
24. Shri Thaawar Chand Gehlot = Minister of Social Justice and Empowerment.
25. Smt. Smriti Zubin Irani = Minister of Human Resource Development.
26. Dr. Harsh Vardhan = Minister of Science and Technology; and Minister of Earth Sciences.

Schemes and Apps recently launched by Banks :
• SBI- Youth for India
• SBI - First home grown INDEX "COMPOSITE INDEX"
• RBL Bank- India's first credit card exclusively for GOLF LOVERS....
• Indusuld & federal bank- Video conferencing
• Icici Bank -Tap and pay
• Hdfc Bank - Chillar
• Icici Bank - Digital Banking "POCKET"
• Tancet Holdings - China's first online Banking "webank"
• ICICI Bank launched Digital Village Project in Akodara Village of Gujarat
• ICICI Bank launched India’s first” transparent credit card “in association with American Express
• Kotak Mahindra Bank launched Facebook-based funds transfer platform –“KayPay”
• Bank of India - Instant Money Transfer - IMT
• DDA Housing Scheme 2014 - HDFC Bank
• Twitter Handle account = SBI
• Asha Home loan = AXIS BANK
• Airtel money = AXIS BANK+AIRTEL
• Kisan card = AXIS BANK
• M-Pesa = ICICI+Vodafone
• Branch on Wheel = ICICI Bank in Odisha
• I-Mobile app for windows phone = ICICI
• Instant money transfer = BOI
• M-Wallet = Canara Bank
• E-Wallet = IRCTC
• Student Travel Card = ICICI
• State Bank Freedom App - State Bank of India
• Maha Millionaire”, “Maha Lakhpati” - Bank of Maharashtra

1)Which Committee recommended setting up RRBs? Narasimham Committee in 1975.
2)When was the first RRB set up? Prathama Grameen Bank on 2nd oct 1975.
3)What is the Ownership ratio of stakeholders in the RRBs? Central Govt-50%,State Govt-15%,Sponsor Bank-35%....
4)Who regulates RRBs? National Bank for Agriculture and Rural Development(NABARD).
5)What is the total Number of RRBs as of Now? 56.
6)Which Indian States don't have any RRBs as of now? Goa & Sikkim.
7)At Present how many states are having state level RRBs? 7(Seven).
8)The Regional Rural Banks(Amendmentbill 2014) increased authorised capital from Rs. 5 Crore to? Rs. 2,000Crore.
9)The first fully Computerised RRB in the Country? South Malabar Grameen Bank(Malappuramnear Kozhikode).
10)Minimum Capital to Risk Weighted Assets Ratio(CRAR) of RRBs which they have to maintain? 9%.
11)Presently how much Budget provision for recapitalization of RRBs?Rs.15 crore.
12)RRBs are Classified as which type of Banks? Commercial Banks.
13)The Combined Capital of the Centre,State Govt and Sponsor Banks will not come down below? 51%.
14)RRBs are formed by which act? RRB Act.1976.
15)Committee for Recapitalisation of Regional Rural Banks headed by? KC Chakrabarty.

List of Indian Missiles :
1. Prithvi-I (SS-150)(Range:150 km, Payload: 1000 kg, User: Army)
2. Prithvi-II (SS-250)(Range:250 km - 350 km, Payload: 500 kg - 1000 kg, User: Air Force, Army)
3. Prithvi-III (SS-350)(Range:350 km - 600 km, Payload: 250 kg - 500 kg, User: Army, Air Force, Navy)...
4. Agni-I(Range: 700 – 1,200 km, Type: MRBM, User: Army, Air Force)
5. Agni-II(Range: 2,000 – 2,500 km, Type: IRBM, User: Army, Air Force)
6. Agni-III(Range:3,000 – 5,000 km, Type: IRBM, User: Army, Air Force)
7. Agni-IV(Range: 2,500 – 3,700 km, Type: IRBM, User: Army, Air Force)
8. Agni-V(Range: 5,000 – 8,000 km, Type: ICBM, User: Army, Air Force)
9. Agni-VI(Range: 8,000 – 10,000 km, Type: ICBM, User: Army, Air Force)
10. K-15(Range: 750 km, Weight: 10 tonne, Warhead: 1 tonne, length: 10 m)
 11. K-4(Range: 3,500-5,000 km, Weight: 17 tonnes, Warhead: 1 tonne - 2.5 tonnes, length: 10 m)
12. K-5(Range: 6,000 km, Weight: Unspecified, Warhead: 1 tonne, length: Unspecified)
13. BrahMos(Type: Supersonic, Range: 290 km, Status: Inducted)
14. Shaurya (Type: Hypersonic, Range: 1000-1800 Km, Status: Inducted)
15. SRSAM (Type: Hypersonic, Range: 15 Km, Status: Inducted)
16. Pinaka (Range: 40 km, Status: Inducted)
17. Nag (Range: 4km, Status: Induction)
18. Akash (Range: 30 Km , Status: Inducted)
19. Phase-I:Status: Development completed)
20. MRSAM(Range: 70 km, Used: Air force)
Some other Indian Missiles that are either in development phase or in testing phase are :~
 1. BrahMos-2(Type:Hypersonic, Range: 290 km, Status: In development)
2. Long-Range Cruise Missile (LRCM) (Type: Supersonic, Range: 1000 km, Status: In development)
3. Pinaka 2 (Range: 120 km, Status: Design Phase)
4. Nag 2(Range: 7 km, Status: In development)
5. Akash MK2(Range: 45 -50 KM, Status: In development)
6. Astra missile Mk2(Range: 100-120 km, Status: Design Phase)
7. Phase-II(Status: In design Phase)
8. Prahaar(Range: 150 KM, Status: In Test Phase)
9. Astra(Range: 80 km, Status: In Trail Phase)
10. Helina(Range: 7Km, Status: In Test Phase)
11. LRSAM (Range: 70 Km, Status: testing phase)
12. Trishul (Range: 8-12 Km, Status: Closed).

List of Important Wildlife Sanctuaries, National Parks and Bird Sanctuaries of India :
Sanctuary/National Parks --------------States
Bandipur National Park ---------------------Karnataka
Buxa Tiger Reserve --------------------West Bengal...
Bandhavgarh National Park-----------Madhya Pradesh
Corbett National Park ----------------Uttarakhand
Chandraprabha Sanctuary -----------Uttar Pradesh
Dandeli Wildlife Sanctuary----------- Karnataka
Dachigam Sanctuary ------------------Kashmir
Dudhwa National Park ------------Uttar Pradesh
Gir National Park --------------------Gujarat
Hazaribagh Sanctuary -----------Hazaribagh (Jharkhand)
Indian Wild Ass Sanctuary ------Rann of Kutch (Gujarat)
Jaldapara National Park------------- West Bengal
Keoladeo Ghana National Park ------------Bharatpur (Rajasthan)
Keibul Lamjao National Park ------------Manipur
Kanha National Park -----------------Madhya Pradesh
Karakoram Wildlife Sanctuary ---------Jammu and Kashmir
Kaziranga National Park----------------------- Assam
Manas National Park------------------- Assam
Mudumalai National Park -------------Tamil Nadu
Nokrek National Park ---------------Meghalaya
Namdapha National Park --------Arunachal Pradesh
Nagarhole National Park --------------Karnataka
Nawegoan National Park--------------- Bhandare (Maharashtra)
Periyar Sanctuary ---------------------------Kerala
Panchmarhi -------------------Hoshangabad(Madhya Pradesh)
Ranthambore National Park------------------ Rajasthan
Rohla National Park ----------------Kullu (Madhya Pradesh)
Sunderban Tiger Reserve --------------------West Bengal
Sariska National Park------------------------ Rajasthan
Simlipal National Park ---------------------------Odisha
Tadoba National Park -------------Chandrapur (Maharashtra)
Tadwai Sanctuary--------------- Warrangal (Andhra Pradesh)
Tungabhadra Sanctuary -------------Bellary (Karnataka)
Bird Sanctuary in India ------------------Location
1)Bharatpur Bird Sanctuary (also known as
Keoladeo National Park) --------------Rajasthan
2)Chilka Lake Bird Sanctuary -----------Puri(Odisha)
3)Ghatprabha Bird Sanctuary -------------Karnataka
4)Kumarakom Bird Sanctuary(also known as
Vembanad bird sanctuary ) ------------Kerala
5)Kaundinya Bird Sanctuary ----------Chittor (Andhra Pradesh)
6)Mayani Bird Sanctuary ----------Satara (Maharashtra)
7)Nal Sarovar Bird Sanctuary ----------Ahmedabad (Gujarat)
8)Nelapattu Bird Sanctuary Nellore--------- (Andhra Pradesh)
9)Pulicat Lake Bird Sanctuary------- Tamil Nadu
10)RanganthittuBird Sanctuary -------Karnataka
11)Sultanpur Bird Sanctuary ----Gurgaon (Haryana)
12)Salim Ali Bird Sanctuary---- Chorao Island (Goa)
13)VedanthangalBird Sanctuary--- Tamil Nadu.

Modi selected 9 public figures to propagate this campaign.