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How to study for bank po exam or clerk exam?

Don't waste your time. Just start preparation from now on. Follow these books to prepare, no need to buy any other books.

a)  Analytical reasoning by M.K Pandey
b) Quicker math By M.tyra
c) Word Power Made Easy by Norman Lewis
d) S.P Bakshi English objective
e) English is easy by BSC publication

But don forgets to subscribe test series. I'm giving you list of test series available in the market:

a) PracticeMock: Welcome to Practicemock
b) OliveBoard: Online Practice & Preparation Platform
c) BSC: Coaching for Bank PO BSC4SUCCESS
d) TestBook: the real worlds Testbook
e) TestFunda: Leader in Test Prep
f) PrepLadder: Prepare for Competitive Exams
g) GradeUp: For Exam Preparation

If you ask me, above all which one I want to recommend you then it is PracticeMock. This single test series is enough. You may get a low mark in their test series but don't get depressed. In the exam, you will do wonder. I use it so I know. Don think that I'm marketing them otherwise I could do in a different sense. Trust me to go for it. And before you subscribe give their free mock test such that you can know their quality.

During bank exam preparation if you want to develop your vocabulary then follow this link: My Vocabulary Collection

You can refer to BA capsule which is released 10-15 days before every exam. But that is not enough so I recommend you to read The Hindu daily which will not improve your gk but also RC section.

Follow these sites for reading General Awareness daily:

a) The GradeStack GRE, GMAT, CAT, Bank PO, SSC, Java, and English Blog
b) Bankers Adda
c) Page on gr8ambitionz.com
d) General Knowledge Today - GK & Current Affairs for IAS, UPSC, PCS, IBPS & SSC Exams - General Knowledge Today
Getting 20 out of 40 is not a tough but if you are aiming to score more than 30 then it is not easy. So prepare hard.

English: Start with Cloze Test, then solve FIBs and Error Detection. Having done this come to paragraph and solve all vocab questions. now move to para jumbles and solve it. If u find para jumble very tough then do it selectively (i.e. 1st, 2nd and last sentence). This should be done within 10 (at max 11 minutes) minutes. now move to R&C and solve questions which can be done by scanning the passage only. Don't waste time in solving Title of passage or author's view, inferences type questions.

Reasoning: First of solve Syllogism, Inequality (Symbols & Notations), Coding - Decoding, Odd man out, Analogy, Blood Relation and Direction sense questions. now pick easiest puzzle/seating arrangement and solve it. if the 2nd puzzle is moderate then u can take chance. It depends on your practice.
As I solve 2 puzzles during mock.

Quant: Leave Quadratic Equation IF THEY ARE TIME-CONSUMING. IF THEY ARE SIMPLE THEN SOLVE ALL OF THEM. Solve all Simplification and approximation questions. now start solving the question of Arithmetic which is easy and direct. don't waste your time in tricky and tough questions. If DI set is easy as it was in RRB then u can solve the whole set. otherwise easiest one (if more than one set is there) and solve it selectively. 3 out of 5 questions are good in DI.

English : Time : 15 mins Attempts : 22-25
Reasoning: Time: 25 mins Attempts: 25 (It should be done)
Quant: Time: 20 mins Attempts: 15-20 (Depends on your speed)
Accuracy: 90%
Total Attempts: 62-70 :)

All the best for IBPS prelims...This is my strategy and I'm doing well in mocks...let's hope for the best.