SSC CGL Topper Marks Tier 1



Modi and dhoni dono k लाखो विरोधी hai..But..करोडो समर्थक hai.

Cyber Security in Bank

Banking operations are prone to various risks and online frauds. It is certain the development of information technology has changed the scale of these risks. However, the nature of risks has certainly changed.

कैसे एक महान शिक्षक बने।

क्या आपको लगता है कि आप अपने परिवार के एक निश्चित बड़े व्यक्ति या मित्र के करीबी दूसरे के करीब हैं?

E-Learning for JAIIB Online Study Courses - IIBF exam with material

IIBF is providing e-learning opportunity for all to clear the JAIIB exam in one go.

Tez Google Money payment made simple

Check out Tez, a simple and secure payments app by Google. Make your first payment and we both get ₹51! https://g.co/tez/12815

Google Tez is a mobile wallet based on the Unified Payments Interface (UPI) platform built by the National Payments Corporation of India (NPCI). 

To gain greater popularity among digital natives, Google has brought out an introductory offer for individual on referrals which allows users to pocket ₹51 whenever the new user makes a transaction and extra scratch card if Payment more than ₹50. A maximum of ₹9,000 can be redeemed every financial year.
The offer is valid till April 1, 2018.


DDA ASO All Questions Section Officer With Solution 2016-2018

In today's 1st shift DDA ASO Officer exam 80-85 is a good attempt as around 5 ques in GS were difficult, 3-4 in Reasoning were difficult and overall reasoning 


ques were time-consuming (25-30 min), 3-4 in Maths (took 30-40 min) were difficult & English was easy-moderate.

Questions Asked in General Awareness:



India ranking according to GDP -


Article 356- State Emergency

Where was Brexit referendum held– UK

Shivaji Raje Gaekwad is the second name of– RajiniKant

Diffusion Example – burning of incense stick

What is Mariana Trench – Deepest point in the Pacific Ocean.

8th schedule of Indian constitution consist of- 22 languages

Which countries lost in WW2 –Germany, Japan, Italy

Which of these is an Operating System

Kalarippayattu belongs to which state – Kerala

Who is father of Pentium chip – Vinod Dham

Who has been nominated for Oscar maximum no. of times– Meryl Streep

Founder of Google – Larry page

Kenaru humpy associated with which field – chess

Theme of How to kill a mockingbird- racism

Drukair airline is in which country– Bhutan

Vinegar is also known – acetic acid

Uttarakhand capital – Dehradun

True about the president of USA- can be elected only 2 times.

Where will the next Olympic be held –Tokyo

Contour lines – measures elevation

Gautam Buddha first Sermon-Sarnath

Recently Chile won which football Season – Copa America 2016


DDA invites online applications for following engaging Jr. Consultant(s) / consultant(s) on contractual basis as per the details given below : 1. Deputy Director (Public Relation): 01 post 2. Deputy Director (Planning): 07 posts 3. Assistant Director (Planning): 12 posts 4. Assistant Director (Ministerial): 15 posts 5. Assistant Accounts Officer : 80 posts 6. Legal Assistant : 24 posts " 7. Assistant Section Officer (ASO) (Erstwhile Assistant) : 80 post " 8. Sectional Officer (Horticulture) : 101 posts 9. Junior Engineer (Civil) : 240 posts 10. Junior Engineer (Elect./Mech.) : 59 posts 11. Junior Translator (Official Language) (Erstwhile Junior Hindi Translator) : 06 posts 12. Stenographer Grade 'D' : 30 posts 13. Patwari : 20 posts Application Fee : Rs. 500/- (No fee for SC/ST/PWD cand Women candidates) How to Apply : Apply Online at DDA website from 21/05/2016 to 14/06/2016 only. Please visit http://dda.org.in/ddanew/jobs.aspx for details and application format.

Economic and Social Issues impacting Insurance : Paper 2



  1. Economic Growth, business cycles, and Insurance penetration, impact of age structure on economy, application of utility theory to Insurance premium setting, macro economic factors including catastrophes and pandemics that may impact insurers and insurance markets;
  2. Financial markets, Financial Institutions and financial services integration and risks arising from interconnectedness; systemic risk and concentration risk;

IRDA previous year question paper Recruitment-Assistant Manager



Insurance Regulatory and Development Authority of India (IRDAI) is a statutory body formed under an Act of the Parliament.

What is the main revenue base of municipalitiy?

Municipal Finance is critical to municipal development. It can affect the nature and location of development. A government of India from time to time has introduced various reforms in order to enhance the revenue base of municipal government. 

 The important revenue base of the MCs can be broadly categorised into following sectors.

How to study for bank po exam or clerk exam?

Don't waste your time. Just start preparation from now on. Follow these books to prepare, no need to buy any other books.

a)  Analytical reasoning by M.K Pandey
b) Quicker math By M.tyra
c) Word Power Made Easy by Norman Lewis
d) S.P Bakshi English objective
e) English is easy by BSC publication

But don forgets to subscribe test series. I'm giving you list of test series available in the market:

When can the beneficiary use the funds received through IMPS?



The beneficiary can use the funds immediately on receipt of credit in the account. The funds received through IMPS are good funds and can be used immediately upon credit.

Can a customer receive remittance using the mobile number other than the one registered with the bank?

The customer can receive funds using the registered mobile number only. In case he/she need to receive funds using the other mobile number, he/she will have to approach the bank and complete the process of changing the registered mobile number for mobile banking.

What are the charges for the customer for sending and receiving remittances using IMPS?

The charge for remitting money through IMPS using OnlineSBI is;
AmountCharge
Upto 1000NIL
RS 1,001 -10,0002/- per Transaction + Service Tax
RS 10,001 -1,00,0004/- per Transaction + Service Tax-
RS 1,00,001 -2,00,00012/- per Transaction + Service Tax-


If the transaction is not completed, will the customer get his / her money back? When?

Yes. In case the IMPS transaction is not completed for any reason - technical or business, the reversal of the remitters funds will happen immediately. If such a transaction becomes a subject matter of reconciliation wherein the fate of transaction is not determined immediately, the reversal of funds will happen in seven days.

CAIIB 2017 Previous Year session Questions paper with soution

Your comments are welcome. This post is a quick update and we will refurbish and arrange the content in a systematic way later.

This Exam is like 80 Questions Theory and 20 Questions of Numericals.

What are the timings for initiating and receiving IMPS remittances?

IMPS Inward and Outward transactions are available 24X7. There are no holiday restrictions on IMPS outward and inward transactions. IMPS outward transactions are allowed to transfer collective of Rs.40,000.00 between 08:00 PM and 08:00 AM.

What happens in case the remitter enters wrong beneficiary details for remittance?



If the beneficiary details required for making a remittance (such as MMID, mobile number) are wrong, there is a very high possibility of the transaction getting rejected. If you are remitting money using account number, please check the account number as the amount will be credited on the basis of account number only.

How can a user remit money by using IMPS?




  1. Log on to 'www.onlinesbi.com'.
  2. Visit Payment /Transfer section and click on IMPS fund transfer.
  3. Please select 'Person to Person' if the beneficiary has been added as IMPS Beneficiary or 'Person to Account' if the beneficiary has been added as Interbank Beneficiary.
  4. Input the amount a user wishes to remit.
  5. Approve the transaction using OTP (one time password) received on your registered mobile number.

Is there any limit on the value of transactions in IMPS? Please give some examples.


Mr. Richard a user of internet banking with transaction rights wishes to transfer money to Mr. Junior using IMPS


DateActivityAmount Limitation
Sep 1Richard added and activated Junior as IMPS beneficiaryRs. 1,00,000 can be transferred to Junior on the day of activation of the beneficiary.
Sep 2 - 4Junior in cooling periodA total sum of Rs.1,00,000 can be transferred to Junior during the period from Sep 1 to Sep 4.
Sep 6Junior out of cooling periodEvery day of Rs. 2,00,000/- can be transferred to Junior, provided the total amount transferred on any given day by Richard through IMPS does not exceed Rs.2,00,000/-

How I can remit money using IMPS through OnlineSBI?
What beneficiary details the customer requires to effect an IMPS remittance from Person to Person?
What beneficiary details the customer requires to effect an IMPS remittance from Person to Account?
What are the restrictions for activation of a beneficiary added by a user?
Is there any limit on the value of transactions in IMPS? Please give some examples.
How can a user remit money by using IMPS?
What happens in case the remitter enters wrong beneficiary details for remittance?
What are the timings for initiating and receiving IMPS remittances?
If the transaction is not completed, will the customer get his / her money back? When?
What are the charges for the customer for sending and receiving remittances using IMPS?
Are there any subscription charges for the customers to avail this facility?
How long does it take for the remittance to be credited into the beneficiary account number?
Is it necessary to have sufficient account balance to initiate a remittance?
How does the remitter come to know that his account is debited and funds have been credited to the beneficiary's account
How does a beneficiary come to know of funds being credited to his / her bank's account?
Can a customer receive remittance using the mobile number other than the one registered with the bank?
When can the beneficiary use the funds received through IMPS?

What are the restrictions for activation of a beneficiary added by a user?

You can add and approve only one beneficiary in a calendar day, which will be activated by the internet banking system within 4 hours, if approved by you during the period from 6.00 AM to 8.00 PM (IST). Beneficiary approved after 8.00 PM will be activated on the next day after 8.00 AM (IST). You can commence funds transfer to the new beneficiary only after its activation. During the first 4 days after activation, you can transfer a total sum of Rs. 1,00,000/- to a new beneficiary if activated by the system.



What beneficiary details the customer requires to effect an IMPS remittance from Person to Account?

The beneficiary details required are:
  • Name of the beneficiary
  • Account Number of the beneficiary
  • IFS Code of the beneficiary bank

Please note that you have to add such beneficiary using Interbank Beneficiary option given in the Profile section.

What is New PAN CARD? Decoding Sample PAN Card Number

PAN - Permanent Account Number, is a unique 10 digits alphanumerical number issued by Income tax Authority of India. This Pan number is a must for any individual who filing a TAX.

What beneficiary details the customer requires to effect an IMPS remittance from Person to Person?

Following beneficiary details are required:
  • MMID of the beneficiary,
  • Mobile number of the beneficiary
  • Name of the beneficiary

How I can remit money using IMPS through OnlineSBI?

  1. Log on to 'www.onlinesbi.com'
  2. Visit 'Profile' section and click on Manage Beneficiary.
  3. Select 'IMPS Beneficiary'

Is IMPS facility through internet banking to all customers?


The facility is available to all registered users of internet banking having transaction rights on one or more accounts.

What is MMID? How it helps in digital payments?


Mobile Money Identification Number (MMID) is a seven digit number of which the first four digits are the unique identification number of the bank offering IMPS.

What is IMPS? how it is diffrent form other digital payments?

Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc.


Demonetisation Opportunities and Challenges| विमुद्रीकरण में चुनौति अवसर

People are certainly baffled as a huge policy like Demonetisation has taken effect in the whole nation.

We are here to examine whether “Demonetisation” is good or bad, but with a larger objective to deliberate the Opportunities and Challenges that are likely to arise as a consequence of demonetisation.


Demonetisation has offered both challenges and
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My IBPS PO 2015 Mains Result is?