Jan dhan se Jan Suraksha - Complete Explanation - 3 New Schemes added to Modi fold

Widening the process of Financial Inclusion under banking sector in the country,Prime Minister dedicates 3 new social securities schemes for Jan Suraksha after successful launch of Jan-Dhan Yojana.

Jan-Dhan Se Jansurksha

Total 3 new schemes launched are relating to Insurance and pension sector.

  1. Accidental Insurance - PMSBY
  2. Life Insurance - PMJJBY
  1. APY

Jan-Dhan Se Jansurksha

1. Pradhan Mantri Suraksha Bima Yojana - PMSBY

Accident insurance worth ₹ 2 lacs at ₹ 12 per annum
  • For all bank account holders whose age is between 19 to 70 years.
  • Insurance covers death and permanent disability due to accident.
Read more about PMSBY scheme and FAQ here - click me.

2. Atal Pension Yojana - APY

Minimum Investment, Maximum Benefits during old-age
  • For all Bank account holders whose age is between 18 to 40 years.
  • Monthly pension will be based on your contribution i.e., from ₹ 42 to ₹ 210 per month for entry at 18 years.
  • One can avail monthly pension of ₹ 1000 to ₹ 5000 from the age of 60 years.
Read more about APY scheme and FAQ here - click me.

3. Pradhan Mantri Jeevan Jyoti Bima Yojana - PMJJBY

Life Insurance worth ₹ 2 lacs at ₹ 330 per annum
  • For all bank account holders whose age is between 18 to 50 years.
  • Life Insurance amount for your family, after you.
Read more about PMJJBY scheme and FAQ here - Click me.

Period of Insurance, Annual : 1st June - 31st May

  • The premium will be deducted from the account holders saving account bank through 'auto debit' facility.
  • The person would be eligible to join these schemes through one saving bank account only.

Contact your Bank Branch or Bank Mirta / Micro Insurance Agents for details.
Also visits organized camps, fill the forms and avail the benefits of the schemes.

Any query or doubt feel free to comment below. 

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