What is the average fee of Credit Card in India?

Different Types of Credit card with limits in India.

1. Rupay
2. Visa
3. Mastercard

The Credit card provided in the Indian Market is Global International Cards. Customers can choose to limit its transaction to domestic also. While Credit Card with domestic usage is the default credit card, where the cardholder does not request for issue of Global Card expressly, the Credit Card Global is issued at the specific request of the Cardholder.

Credit Cards are issued in association with RUPAY / VISA / MasterCard, internationally known Card Associations.  Issue of Credit Cards with these associations provide more acceptability and dependability and have recognition all over the world. 

Annual Maintenance Charges: popularly known as ‘annual fee’ and is not a hidden charge. The annual fee is charged once a year and the amount varies from card to card. 

Sometimes, banks offer free credit cards which means that there will be no joining fee or annual fee on the card for a certain time period or for a lifetime. When you are offered a ‘free’ credit card, you must confirm with the bank whether the card will remain free of annual maintenance charges for a lifetime or just for a few years.

A credit card in India Market.

Credit Card Annual Fee Key Feature

Citibank® Rewards Card Rs. 1,000 1,500 bonus points on making the first spend within 30 days

Citi PremierMiles® Credit Card Rs. 3,000 10,000 Miles on making the first spend of Rs. 1,000 or more within 60 days of Card issuance

IndianOil Citi® Platinum Credit Card Rs. 1,000 Up to 71 liters of Free Fuel through Turbo Points

Citi® Cash Back Credit Card Rs. 500 5% Cash Back on movies, telephone, and utility bill payments

Paytm First Citi Card Rs. 500 Cashback benefits on Paytm wallet and movie tickets

Citi Prestige Credit Card Rs. 20,000 10,000 bonus air miles along with vouchers from top hotel chains

Air India SBI Platinum Credit Card 1,499 Travel

SBI StyleUp Contactless Card 499 Shopping

Yatra SBI Card 499 Travel

Club Vistara SBI Card PRIME 2,999 Travel & Rewards

Etihad Guest SBI Card 1,499 Travel & Rewards

RBL Platinum Maxima Credit Card Rs. 2,000 Rs.45,000 p.m.

RBL Bank Icon Credit Card Rs. 5,000 Rs.25,000 p.m.

RBL Bank Popcorn Credit Card Rs. 1,000 Rs.25,000 p.m.

RBL Shoprite Credit Card Rs. 500 Rs.25,000 p.m.

RBL Bank World Safari Credit Card Rs. 3,000 Rs.25,000 p.m.

RBL Platinum Delight Credit Card Rs. 1,000 Check with the bank**

RBL Titanium Delight Credit Card Rs. 750 Check with the bank**

RBL Monthly Treats Credit Card Rs.50/ month Check with the bank**

RBL Insignia Preferred World Credit Card Shared upon request Check with the bank**

Bajaj Finserv Platinum Choice SuperCard Rs. 499 10% off on movie tickets booking on BookMyShow

Bajaj Finserv Platinum Plus SuperCard Rs. 999 2X reward points on online shopping

Bajaj Finserv World Prime SuperCard Rs. 2,999 4 complimentary airport lounge access in a year

Bajaj Finserv World Plus SuperCard Rs. 4,999 10X reward points for dining and international spends

Bajaj Finserv Doctor’s SuperCard Rs. 999 Professional Indemnity Insurance up to Rs. 20 Lakh

Bajaj Finserv Shop Smart SuperCard Rs. 499 5% cashback on grocery spends*

Bajaj Finserv Travel Easy SuperCard Rs. 999 10% cashback on Ola, Uber, and Fuel transactions*

Bajaj Finserv Value Plus SuperCard Rs. 499 10% cashback on fuel purchase*

ICICI Bank Coral Contactless Card Rs.500 Reward Points

ICICI Platinum Chip Card – Visa Nil Shopping

Manchester United Platinum Credit Card Rs.499 Shopping

Manchester United Signature Credit Card Rs.2,499 Shopping

MakeMyTrip ICICI Bank Platinum Credit Card Nil Travel

MakeMyTrip ICICI Bank Signature Credit Card Nil Travel

ICICI Bank Rubyx Credit Card Rs.2,000 Travel

ICICI Bank Sapphiro Credit Card Rs.3,500 Travel

ICICI Bank Diamant Credit Card Rs.10,000 Premium

ICICI Bank Emerald Credit Card Rs.12,000 Lifestyle

ICICI Bank HPCL Credit Cards Rs.199 Fuel

Intermiles ICICI Bank Sapphiro Credit Cards Rs. 5,000 Travel

ICICI Bank Amazon Pay Credit Card Nil Shopping

ICICI Bank Visa Signature Credit Card Rs. 2,000 Premium

Kotak Royale Signature Credit Card Rs.999 Up to 30,000 bonus points on certain annual retail spends

Kotak Essentia Platinum Credit Card Rs.749 10% off on department & grocery store spends

Kotak PVR Platinum Credit Card Rs.999 5% Cashback on Movie tickets at PVR Box Office

Kotak Delight Platinum Credit Card Rs.299 10% Cashback on dining & movies on certain spends

Kotak League Platinum Credit Card Rs.499 Up to 8X Reward Points on every Rs.150 spent

Kotak Urbane Gold Credit Card Rs.199 3X Reward Points on retail spends of Rs.100

Kotak Solaris Platinum Credit Card Rs.500 5X Reward Points on every Rs.150 spent online 

Kotak Privy League Signature Credit Card* Rs.2500 4 complimentary Priority Pass visits

Feedback from the customer using the credit card of different banking companies.

The credit card limit is given by Credit Professional by analyzing the credit report provided by the agency, which gives the credit score after evaluation of the Credit Risk of a person.